Rent Affordability Calculator
See roughly how much rent your income supports.
Indicative maximum rent
£800.00 a month
- Annual rent
- £9,600.00
- Income needed for 30× rule
- £24,000.00
Guide only, based on spending 30% of gross income on rent. Letting agents apply their own checks.
v1.0 · Reviewed September 2026
How this is worked out
Takes 30% of your gross annual income and divides by 12. It also shows the income a 30 times monthly rent rule would require.
Worked example
- Annual gross income £32,000
32,000 × 30% ÷ 12
£800.00 a month
Assumptions and limits
- The 30% share is a common budgeting guide, not a rule. It is not a lettings affordability decision.
- Based on gross income, so it takes no account of tax, debts, childcare or other commitments.
- Letting agents commonly require annual income of 30 times the monthly rent, and may ask for a guarantor otherwise.