Pension Contribution Calculator

Calculate employee, employer and total annual pension contributions.

Employee contribution

£2,000.00

Employer contribution
£1,200.00
Total annual contribution
£3,200.00

v1.0 · Reviewed September 2026

How this is worked out

Employee and employer contributions are each a percentage of the salary, then added together.

Worked example

  • Salary £40,000
  • Employee 5%
  • Employer 3%

£2,000 plus £1,200

£2,000.00 employee, £1,200.00 employer, £3,200.00 in total

Assumptions and limits

  • Applies the percentages to the full salary. Many automatic enrolment schemes use qualifying earnings between £6,240 and £50,270 instead, which produces smaller contributions.
  • Employee contributions are shown gross, before tax relief.

Sources

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